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Indemnity & Liability

Solicitor Indemnity​

And Liability Provisions​

E-Solicitors Legal Services Marketplace

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INDEMNIFICATION OF E-SOLICITORS

Legal Advice | SRA Compliance | AML/KYC | FCA | Due Diligence

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Version 1.0 - January 2026

England and Wales

Important Notice to Solicitors​

  • THIS AGREEMENT CONTAINS SIGNIFICANT INDEMNITY OBLIGATIONS. YOU AGREE TO INDEMNIFY THE E-SOLICITORS AGAINST CLAIMS ARISING FROM YOUR LEGAL SERVICES, ADVICE, AND REGULATORY COMPLIANCE. READ CAREFULLY BEFORE ACCEPTING.

Purpose of This Agreement

This Agreement establishes the indemnity and liability framework between you (the Solicitor) and E-SOLICITORS. The E-SOLICITORS operates as a technology marketplace only - it does not provide legal services and is not regulated by the SRA, BSB, Law Society, or FCA.

Key Indemnity Obligations

🛡 INDEMNITY: You indemnify E-SOLICITORS for claims arising from your legal advice

🛡 INDEMNITY: You indemnify E-SOLICITORS for your SRA compliance failures

🛡 INDEMNITY: You indemnify E-SOLICITORS for your AML/KYC failures

🛡 INDEMNITY: You indemnify E-SOLICITORS for your FCA compliance failures

🛡 INDEMNITY: You indemnify E-SOLICITORS for your due diligence failures

🛡 INDEMNITY: You indemnify E-SOLICITORS for LASPO referral fee breaches

Your Professional Indemnity Insurance

  • Your PII must be adequate to cover these indemnity obligations. Review your policy and ensure it covers claims arising from E-SOLICITORS-sourced clients.

Why These Indemnities Are Required

The E-SOLICITORS facilitates introductions between clients and solicitors. The E-SOLICITORS does not:

Provide legal advice or legal services

Supervise or control your legal work

Conduct AML/KYC checks on clients

Verify the quality of your advice

Hold client money

Become a party to your retainer with the client

As the regulated legal professional, you bear full responsibility for your services and compliance. These indemnities protect E-SOLICITORS from liability for matters within your professional responsibility.

Contents​

Part A: General Provisions​

  1. Definitions

  2. E-SOLICITORS Status

  3. Your Status and Responsibilities

Part B: Core Indemnity Provisions​

  1. General Indemnity

  2. Scope of Indemnity

  3. Indemnified Parties

  4. Survival of Indemnities

  1. Indemnity for Legal Advice

  2. Indemnity for Professional Negligence

  3. Indemnity for Breach of Duty

  4. Client Claims

Part D: Sra Compliance Indemnity​

  1. Indemnity for SRA Breaches

  2. SRA Principles Compliance

  3. SRA Code of Conduct Compliance

  4. SRA Investigation and Enforcement

Part E: Law Society Indemnity​

  1. Indemnity for Law Society Matters

  2. Accreditation and Standards

Part F: Aml/kyc Compliance Indemnity​

  1. Indemnity for AML Failures

  2. Indemnity for KYC Failures

  3. Indemnity for Sanctions Breaches

  4. Criminal Liability

Part G: Fca Compliance Indemnity​

  1. Indemnity for FCA Breaches

  2. Consumer Duty Compliance

  3. Regulated Activities

Part H: Due Diligence Indemnity​

  1. Indemnity for Due Diligence Failures

  2. Client Verification

  3. Conflict Checks

Part I: Referral Fee Indemnity​

  1. LASPO Compliance Indemnity

  2. Prohibited Referral Fees

Part J: Claims Procedure​

  1. Notification of Claims

  2. Conduct of Claims

  3. Cooperation

  4. Settlement

Part K: Insurance Requirements​

  1. PII Requirements

  2. Insurance Evidence

  3. Claims Notification to Insurers

Part L: Limitations and Exclusions​

  1. E-SOLICITORS Liability

  2. Exclusions from E-SOLICITORS Liability

  3. Caps and Limitations

Part M: General Provisions​

  1. Warranties

  2. Third Party Rights

  3. Governing Law and Jurisdiction

Schedules​

Schedule 1: Indemnity Summary Table

Schedule 2: Claims Notification Form

Schedule 3: Insurance Requirements Checklist

Schedule 4: Indemnity Acknowledgment

Part A: General Provisions​

  1. Definitions

1.1 In this Agreement:

'AML' means anti-money laundering obligations under MLR 2017 and related legislation.

'Claim' means any claim, action, proceeding, demand, liability, loss, damage, cost, or expense (including legal fees).

'Client' means any person who instructs or seeks to instruct you through E-SOLICITORS.

'E-SOLICITORS' means

Esol

Corporation Limited with Company number 16927988.

'FCA' means the Financial Conduct Authority.

'Indemnified Parties' means E-SOLICITORS, its parent companies, subsidiaries, affiliates, directors, officers, employees, agents, and successors.

'KYC' means know your customer obligations.

'LASPO' means the Legal Aid, Sentencing and Punishment of Offenders Act 2012.

'Law Society' means The Law Society of England and Wales.

'Legal Services' means all legal advice, services, and work provided by you to Clients.

'Losses' means all losses, liabilities, damages, costs, expenses (including reasonable legal fees), fines, penalties, and other amounts.

'MLR 2017' means the Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017 (as amended).

'PII' means professional indemnity insurance complying with SRA requirements.

'Regulatory Action' means any investigation, enforcement action, disciplinary proceedings, or intervention by any Regulator.

'Regulator' means the SRA, FCA, Law Society, NCA, HMRC, OFSI, or any other body with regulatory or enforcement authority.

'SRA' means the Solicitors Regulation Authority.

'You/Your' means the solicitor or authorised body accepting these Terms.

  1. E-SOLICITORS Status

2.1 The E-SOLICITORS is a technology marketplace. It is NOT:

(a) A law firm or authorised

body;

(b) Regulated by the

SRA;

(c) Regulated by the FCA (unless separately stated

);

(d) A member of The Law

Society;

(e) Your employer or

principal;

(f) A party to retainers between you and

Clients;

(g) Responsible for your legal advice or

services;

(h) Responsible for your regulatory compliance.

2.2 The E-SOLICITORS's role is limited to:

(a) Providing a technology E-SOLICITORS for

introductions;

(b) Facilitating communication between you and potential

Clients;

(c) Processing E-SOLICITORS fees (if applicable

);

(d) Verifying your regulatory registration status.

  1. Your Status and Responsibilities

3.1 You are an independent legal professional. You are solely responsible for:

(a) All legal advice and services you

provide;

(b) Compliance with SRA Standards and

Regulations;

(c) Compliance with AML/KYC

requirements;

(d) Compliance with FCA requirements (where applicable

);

(e) Due diligence on clients and

matters;

(f) Maintaining adequate

PII;

(g) All other professional and regulatory obligations.

3.2 The E-SOLICITORS does not supervise, control, or direct your work.

Part B: Core Indemnity Provisions​

⛔ the Indemnities in This Part Are Fundamental Terms of This Agreement.​

  1. General Indemnity

4.1 You agree to indemnify, defend, and hold harmless the Indemnified Parties from and against all Claims and Losses arising out of or in connection with:

(a) Your provision of Legal Services to any

Client;

(b) Any breach of this Agreement by

you;

(c) Any breach of your professional or regulatory

obligations;

(d) Any negligent act or omission by

you;

(e) Any fraud, dishonesty, or wilful misconduct by

you;

(f) Any Regulatory Action against

you;

(g) Any claim by a Client against E-SOLICITORS relating to your

services;

(h) Any misrepresentation by you.

4.2 This indemnity is a primary obligation. You shall pay amounts due under this indemnity on demand without requiring the Indemnified Party to first seek recovery from any other source.

  1. Scope of Indemnity

5.1 The indemnities in this Agreement cover:

(a) Direct losses suffered by Indemnified

Parties;

(b) Third party claims against Indemnified

Parties;

(c) Regulatory fines and penalties (to the extent legally permissible

);

(d) Costs of investigating

claims;

(e) Legal fees and expenses (on an indemnity basis

);

(f) Settlement amounts (with your consent, not unreasonably withheld

);

(g) Costs of remediation and

rectification;

(h) Reputational damage mitigation costs.

5.2 Losses include but are not limited to:

(a) Damages awarded by courts or

tribunals;

(b) Compensation paid to

complainants;

(c) Regulatory fines and

penalties;

(d) Costs of regulatory

investigations;

(e) Legal defence

costs;

(f) Expert and consultant

fees;

(g) Management time reasonably

spent;

(h) Insurance excess or deductible amounts.

  1. Indemnified Parties

6.1 The indemnities extend to:

(a) The E-SOLICITORS

company;

(b) Parent

companies;

(c) Subsidiaries and

affiliates;

(d) Directors and

officers;

(e) Employees and

agents;

(f) Successors and assigns.

6.2 Each Indemnified Party may enforce the indemnities in this Agreement pursuant to the Contracts (Rights of Third Parties) Act 1999.

  1. Survival of Indemnities

7.1 The indemnities in this Agreement survive:

(a) Termination or expiry of this

Agreement;

(b) Your de-registration from E-

SOLICITORS;

(c) Closure of your E-SOLICITORS

account;

(d) The end of any particular Client matter.

7.2 Indemnity obligations continue for as long as any Claim may be brought relating to the relevant matter (subject to applicable limitation periods).

  1. Indemnity for Legal Advice

8.1 You indemnify the Indemnified Parties against all Claims and Losses arising from:

(a) Legal advice given by you to

Clients;

(b) Legal services provided by you to

Clients;

(c) Documents drafted, reviewed, or prepared by

you;

(d) Representations made by you to

Clients;

(e) Court or tribunal appearances by

you;

(f) Negotiations conducted by

you;

(g) Any other work product provided by you.

🛡 INDEMNITY: You bear sole responsibility for all legal advice. The E-SOLICITORS has no liability for the quality, accuracy, or suitability of your advice.

  1. Indemnity for Professional Negligence

9.1 You indemnify the Indemnified Parties against all Claims and Losses arising from:

(a) Any negligent advice given by

you;

(b) Any negligent act or omission in providing

services;

(c) Failure to exercise reasonable skill and

care;

(d) Failure to meet the standard expected of a reasonably competent

solicitor;

(e) Missed deadlines or limitation

periods;

(f) Failure to advise on relevant

matters;

(g) Incorrect advice on the law.

  1. Indemnity for Breach of Duty

10.1 You indemnify the Indemnified Parties against all Claims and Losses arising from:

(a) Breach of fiduciary duty to

Clients;

(b) Breach of

confidentiality;

(c) Breach of duty of

care;

(d) Breach of retainer

terms;

(e) Conflict of

interest;

(f) Acting without proper

authority;

(g) Breach of undertakings.

  1. Client Claims

11.1 You indemnify the Indemnified Parties against all Claims by Clients including:

(a) Claims for professional

negligence;

(b) Claims for breach of

contract;

(c) Claims for breach of fiduciary

duty;

(d) Claims for

misrepresentation;

(e) Complaints to the Legal

Ombudsman;

(f) Complaints to the

SRA;

(g) Any other claims relating to your services.

11.2 This includes Claims where the Client alleges E-SOLICITORS is vicariously liable or otherwise responsible for your acts or omissions.

Part D: Sra Compliance Indemnity​

  1. Indemnity for SRA Breaches

12.1 You indemnify the Indemnified Parties against all Claims and Losses arising from:

(a) Any breach of SRA Standards and

Regulations;

(b) Any breach of SRA

Principles;

(c) Any breach of the SRA Code of

Conduct;

(d) Any breach of SRA Accounts

Rules;

(e) Any breach of SRA Transparency

Rules;

(f) Any breach of SRA Indemnity Insurance

Rules;

(g) Any other SRA regulatory breach.

12.2 This includes Claims arising where E-SOLICITORS is investigated or named in proceedings due to your SRA breaches.

  1. SRA Principles Compliance

13.1 You indemnify the Indemnified Parties against Claims arising from breach of SRA Principles:

Principle

Description

Indemnity Scope

Principle 1

Rule of law

Claims from facilitating illegal conduct

Principle 2

Public trust

Reputational claims, regulatory action

Principle 3

Independence

Claims from compromised independence

Principle 4

Honesty

Claims from dishonest conduct

Principle 5

Integrity

Claims from lack of integrity

Principle 6

EDI

Discrimination claims

Principle 7

Best interests

Claims from conflicts, poor advice

  1. SRA Code of Conduct Compliance

14.1 You indemnify the Indemnified Parties against Claims arising from breach of SRA Code rules including:

(a) Rule 1 - Maintaining trust and acting

fairly;

(b) Rule 2 - Dispute resolution and

proceedings;

(c) Rule 3 - Service and

competence;

(d) Rule 4 - Client money and

assets;

(e) Rule 5 - Referrals and

introductions;

(f) Rule 6 - Confidentiality and

disclosure;

(g) Rule 7 - Cooperation and

accountability;

(h) Rule 8 - Client information and publicity.

  1. SRA Investigation and Enforcement

15.1 You indemnify the Indemnified Parties against Losses arising from:

(a) SRA investigations involving or naming E-

SOLICITORS;

(b) SRA enforcement action where E-SOLICITORS is

implicated;

(c) Intervention proceedings affecting E-SOLICITORS

operations;

(d) Costs of responding to SRA enquiries about

you;

(e) Reputational damage from SRA findings against you.

Part E: Law Society Indemnity​

  1. Indemnity for Law Society Matters

16.1 You indemnify the Indemnified Parties against Claims and Losses arising from:

(a) Breach of Law Society membership obligations (if applicable

);

(b) Loss or withdrawal of Law Society accreditations affecting E-

SOLICITORS;

(c) Misrepresentation of Law Society status or

accreditations;

(d) Failure to comply with Law Society practice

standards;

(e) Claims arising from Law Society complaints procedures.

  1. Accreditation and Standards

17.1 You indemnify the Indemnified Parties against Losses arising from:

(a) Misrepresentation of accreditation status (CQS,

Lexcel

, etc.

);

(b) Loss of accreditation where clients relied on it through E-

SOLICITORS;

(c) Failure to meet accreditation standards while claiming

them;

(d) Any claim that E-SOLICITORS endorsed invalid accreditations.

Part F: Aml/kyc Compliance Indemnity​

  • AML/KYC COMPLIANCE IS YOUR SOLE RESPONSIBILITY. THE E-SOLICITORS DOES NOT CONDUCT AML CHECKS. YOU FULLY INDEMNIFY THE E-SOLICITORS FOR ALL AML/KYC MATTERS.
  1. Indemnity for AML Failures

18.1 You indemnify the Indemnified Parties against all Claims and Losses arising from:

(a) Failure to conduct Customer Due

Diligence;

(b) Failure to identify or verify client

identity;

(c) Failure to identify beneficial

owners;

(d) Failure to conduct Enhanced Due Diligence where

required;

(e) Failure to verify source of funds or

wealth;

(f) Failure to conduct ongoing

monitoring;

(g) Failure to have a practice-wide risk

assessment;

(h) Failure to maintain adequate AML policies and

procedures;

(

i

) Failure to provide AML

training;

(j) Any other breach of MLR 2017.

18.2 You indemnify the Indemnified Parties against:

(a) Regulatory fines and penalties under MLR

2017;

(b) Criminal proceedings and

penalties;

(c) Confiscation and forfeiture

orders;

(d) Costs of NCA, HMRC, or SRA

investigations;

(e) Third party claims arising from AML

failures;

(f) Reputational damage from AML-related issues.

  1. Indemnity for KYC Failures

19.1 You indemnify the Indemnified Parties against Claims and Losses arising from:

(a) Failure to properly identify

clients;

(b) Accepting clients without adequate

verification;

(c) Failure to identify Politically Exposed

Persons;

(d) Failure to identify high-risk

clients;

(e) Acting for clients where CDD was

incomplete;

(f) Any fraud facilitated by inadequate KYC.

  1. Indemnity for Sanctions Breaches

20.1 You indemnify the Indemnified Parties against all Claims and Losses arising from:

(a) Failure to screen clients against sanctions

lists;

(b) Providing services to sanctioned

persons;

(c) Facilitating transactions with sanctioned

persons;

(d) Breach of UK, EU, UN, or US

sanctions;

(e) Criminal prosecution under SAMLA

2018;

(f) OFSI penalties and

enforcement;

(g) Asset freezing orders affecting E-SOLICITORS.

  • Providing services to sanctioned persons is a criminal offence. You indemnify E-SOLICITORS for ALL sanctions-related Losses including criminal penalties.
  1. Criminal Liability

21.1 You indemnify the Indemnified Parties against Losses arising from:

(a) Money laundering offences under POCA

2002;

(b) Terrorist financing offences under TA

2000;

(c) Sanctions offences under SAMLA

2018;

(d) Failure to report offences under POCA s.

330;

(e) Tipping off

offences;

(f) Any other criminal offences related to your practice.

21.2 This includes Losses where E-SOLICITORS is investigated or charged due to your criminal conduct or non-compliance.

Part G: Fca Compliance Indemnity​

  1. Indemnity for FCA Breaches

22.1 Where you conduct FCA-regulated activities, you indemnify the Indemnified Parties against:

(a) Breach of FCA rules and

regulations;

(b) Conducting regulated activities without

authorisation;

(c) Breach of permission

conditions;

(d) FCA enforcement

action;

(e) FCA fines and

penalties;

(f) Consumer redress

schemes;

(g) Financial Services Compensation Scheme levies.

  1. Consumer Duty Compliance

23.1 Where FCA Consumer Duty applies, you indemnify the Indemnified Parties against:

(a) Failure to act to deliver good

outcomes;

(b) Products or services not meeting customer

needs;

(c) Failure to provide fair

value;

(d) Failure to support customer

understanding;

(e) Failure to provide adequate customer

support;

(f) FCA enforcement for Consumer Duty breaches.

  1. Regulated Activities

24.1 You indemnify the Indemnified Parties against Claims arising from:

(a) Insurance mediation

activities;

(b) Consumer credit

activities;

(c) Claims management

activities;

(d) Debt administration

activities;

(e) Any other FCA-regulated activities.

24.2 You warrant that you operate within applicable FCA exemptions or hold appropriate FCA authorisation.

Part H: Due Diligence Indemnity​

  1. Indemnity for Due Diligence Failures

25.1 You indemnify the Indemnified Parties against Claims and Losses arising from:

(a) Inadequate due diligence on

clients;

(b) Inadequate due diligence on

matters;

(c) Failure to identify relevant

risks;

(d) Failure to conduct appropriate

enquiries;

(e) Accepting

instructions

you should have

declined;

(f) Failure to identify fraud or suspicious

activity;

(g) Any loss to E-SOLICITORS arising from due diligence failures.

  1. Client Verification

26.1 You indemnify the Indemnified Parties against Claims arising from:

(a) Failure to verify client

identity;

(b) Failure to verify client

authority;

(c) Accepting instructions from imposters or

fraudsters;

(d) Acting on forged or fraudulent

documents;

(e) Payment diversion fraud facilitated by inadequate

verification;

(f) Any fraud enabled by your due diligence failures.

  1. Conflict Checks

27.1 You indemnify the Indemnified Parties against Claims arising from:

(a) Failure to conduct conflict

checks;

(b) Acting where there is a conflict of

interest;

(c) Failure to manage conflicts

appropriately;

(d) Breach of SRA Code Rules 6.1 and

6.2;

(e) Client claims arising from unmanaged conflicts.

Part I: Referral Fee Indemnity​

  • LASPO 2012 PROHIBITS REFERRAL FEES FOR PERSONAL INJURY AND CLINICAL NEGLIGENCE. BREACH IS A CRIMINAL OFFENCE. YOU FULLY INDEMNIFY THE E-SOLICITORS FOR ANY LASPO BREACH.
  1. LASPO Compliance Indemnity

28.1 You indemnify the Indemnified Parties against all Claims and Losses arising from:

(a) Payment of prohibited referral fees for PI or CN

matters;

(b) Receipt of prohibited referral fees for PI or CN

matters;

(c) Arrangements 'in substance' amounting to prohibited referral

fees;

(d) Any breach of LASPO 2012 sections

56-60;

(e) Criminal prosecution under

LASPO;

(f) Regulatory action for LASPO

breaches;

(g) Third party claims arising from LASPO breaches.

28.2 You warrant that you will NOT pay or receive any referral fee for:

(a) Personal injury claims (including RTA, EL, PL, industrial disease

);

(b) Clinical negligence claims (including medical, dental, nursing

);

(c) Any matter that is 'in substance' a prohibited matter.

  1. Prohibited Referral Fees

29.1 You indemnify the Indemnified Parties against Losses including:

(a) Criminal fines up to £50,000 per

offence;

(b) SRA disciplinary action including striking

off;

(c) Repayment of unlawfully received

fees;

(d) Client claims for return of

fees;

(e) Reputational damage to E-

SOLICITORS;

(f) Costs of investigation and defence.

Part J: Claims Procedure​

  1. Notification of Claims

30.1 You must notify E-SOLICITORS immediately (and in any event within 7 days) if:

(a) A Claim is made against you relating to a E-SOLICITORS-sourced

Client;

(b) You become aware of circumstances likely to give rise to a

Claim;

(c) A complaint is made to the Legal

Ombudsman;

(d) A complaint is made to the

SRA;

(e) Any Regulator commences

investigation;

(f) Criminal proceedings are

commenced;

(g) You receive any correspondence suggesting a Claim.

30.2 Notification must include:

(a) Full details of the Claim or

circumstances;

(b) Copies of all relevant

correspondence;

(c) Your assessment of liability and

quantum;

(d) Details of your PII

cover;

(e) Confirmation insurer has been

notified;

(f) Any other relevant information.

  1. Conduct of Claims

31.1 Where E-SOLICITORS may be entitled to indemnification:

(a) You shall not admit liability without E-SOLICITORS

consent;

(b) You shall keep E-SOLICITORS informed of all

developments;

(c) You shall provide copies of all material

correspondence;

(d) You shall consult with E-SOLICITORS on defence

strategy;

(e) The E-SOLICITORS may, at its option, participate in or take over the defence.

31.2 If E-SOLICITORS takes over conduct of a Claim:

(a) The E-SOLICITORS shall have full authority to defend or

settle;

(b) You shall cooperate fully with E-SOLICITORS's appointed

advisers;

(c) You shall execute any documents reasonably

required;

(d) You remain liable under the indemnity for any Losses.

  1. Cooperation

32.1 You agree to:

(a) Cooperate fully in the investigation and defence of

Claims;

(b) Provide all information and documents

requested;

(c) Make yourself available for meetings and

interviews;

(d) Give evidence and sign statements as

required;

(e) Not take any action that prejudices the

defence;

(f) Preserve all relevant documents and records.

  1. Settlement

33.1 You shall not settle any Claim that may involve the indemnity without E-SOLICITORS's written consent (not to be unreasonably withheld).

33.2 If E-SOLICITORS wishes to settle a Claim, it may do so if:

(a) The settlement is reasonable in all

circumstances;

(b) You have been

consulted;

(c) The settlement does not involve admission of criminal liability by you without your consent.

33.3 Settlement amounts are recoverable under the indemnity.

Part K: Insurance Requirements​

  1. PII Requirements

34.1 You warrant that you maintain PII that:

(a) Complies with SRA Indemnity Insurance Rules

2023;

(b) Meets minimum cover requirements for your practice

type;

(c) Is provided by a qualifying

insurer;

(d) Covers claims arising from E-SOLICITORS-sourced

Clients;

(e) Is adequate for the nature and volume of your

work;

(f) Remains in force throughout your E-SOLICITORS registration.

34.2 Minimum indemnity limits:

Practice Type

Minimum Cover

Recommended for E-SOLICITORS

Recognised Body

£2,000,000

£3,000,000+

Licensed Body

£1,000,000

£2,000,000+

Recognised Sole Practice

£500,000

£1,000,000+

Freelance Solicitor

Per SRA Rules

£500,000+

  • Minimum cover may be insufficient for indemnity obligations. Review your policy limits and consider whether they are adequate.
  1. Insurance Evidence

35.1 You must provide on request:

(a) Certificate of

insurance;

(b) Policy schedule showing cover

limits;

(c) Confirmation of qualifying

insurer;

(d) Confirmation no material

exclusions;

(e) Renewal evidence

annually;

(f) Run-off cover details if ceasing practice.

  1. Claims Notification to Insurers

36.1 You must notify your insurers of any Claim or circumstances in accordance with your policy terms.

36.2 Failure to notify insurers that prejudices cover does not relieve you of indemnity obligations to E-SOLICITORS.

36.3 You must not do anything that voids or prejudices your insurance cover.

Part L: Limitations and Exclusions​

  1. E-SOLICITORS Liability

37.1 Subject to clause 37.2, E-SOLICITORS's total liability to you under or in connection with this Agreement shall not exceed:

(a) For a single claim:

£10,000;

(b) For all claims in any 12-month period: £50,000.

37.2 Nothing limits E-SOLICITORS's liability for:

(a) Death or personal injury caused by

negligence;

(b) Fraud or fraudulent

misrepresentation;

(c) Any liability that cannot be excluded by law.

  1. Exclusions from E-SOLICITORS Liability

38.1 The E-SOLICITORS is not liable for:

(a) The quality of your legal

services;

(b) Any advice given by

you;

(c) Your regulatory

compliance;

(d) Your AML/KYC

compliance;

(e) Your conduct of client

matters;

(f) Loss of your practising

certificate;

(g) Regulatory action against

you;

(h) Indirect or consequential

losses;

(

i

) Loss of profit, revenue, or

business;

(j) Loss of reputation or

goodwill;

(k) Any matters covered by your indemnity obligations.

  1. Caps and Limitations

39.1 Your indemnity obligations are NOT capped or limited.

39.2 The indemnities apply regardless of:

(a) Any limitation on E-SOLICITORS's

liability;

(b) Your ability to recover under

PII;

(c) The solvency of your

insurer;

(d) Any exclusions in your insurance policy.

39.3 You acknowledge that the indemnities may exceed your insurance

cover

and you accept personal liability for any shortfall.

Part M: General Provisions​

  1. Warranties

40.1 You warrant that:

(a) You have authority to enter into this

Agreement;

(b) You are authorised by the SRA to provide legal

services;

(c) You maintain adequate

PII;

(d) You

are in compliance with

all regulatory

requirements;

(e) All information provided to E-SOLICITORS is

accurate;

(f) You will maintain compliance throughout your

registration;

(g) You will promptly notify E-SOLICITORS of material changes.

40.2 Breach of warranties constitutes a breach of this Agreement and activates indemnity obligations.

  1. Third Party Rights

41.1 The Contracts (Rights of Third Parties) Act 1999 applies to this Agreement.

41.2 Each Indemnified Party may enforce the indemnities directly.

41.3 Consent of third parties is not required to vary or terminate this Agreement.

  1. Governing Law and Jurisdiction

42.1 This Agreement is governed by English law.

42.2 The courts of England and Wales have exclusive jurisdiction.

42.3 You submit to the jurisdiction of such courts for any Claim under this Agreement.

SCHEDULE 1: INDEMNITY SUMMARY TABLE

Indemnity Category

Covers

Key Triggers

Legal Advice

All legal services and advice

Negligence, breach of duty, client claims

SRA Compliance

All SRA regulatory matters

SRA breaches, investigations, enforcement

Law Society

Membership and accreditation

Misrepresentation, standards failures

AML/KYC

All AML and KYC obligations

CDD failures, sanctions breaches, criminal liability

FCA Compliance

FCA-regulated activities

Consumer Duty, regulated activities breaches

Due Diligence

Client and matter due diligence

Verification failures, conflict failures

LASPO/Referral Fees

Prohibited referral fees

PI/CN referral fee payment/receipt

Key Points

ALL indemnities survive termination

Indemnities are NOT capped

E-SOLICITORS may enforce indemnities directly

Third parties (officers, directors, etc.) may also enforce

Failure to notify insurers does not affect E-SOLICITORS's rights

SCHEDULE 2: CLAIMS NOTIFICATION FORM

Notification of Claim or Circumstances​

Date of Notification: _______________________________________________

Your Name/Firm: _______________________________________________

SRA ID: _______________________________________________

E-SOLICITORS Registration: _______________________________________________

Details of Claim/Circumstances

Client Name: _______________________________________________

Matter Reference: _______________________________________________

Date Instructions Received: _______________________________________________

Nature of Work: _______________________________________________

Claim Details

Nature of Claim/Potential Claim:

Date Claim/Circumstances Became Known: _______________________________________________

Estimated Value/Exposure: £_______________________________________________

Insurance

Insurer Notified: ☐ Yes ☐ No

Date Notified: _______________________________________________

Insurer Reference: _______________________________________________

Policy Limit: £_______________________________________________

Excess/Deductible: £_______________________________________________

Declaration

I confirm the above information is accurate and complete to the best of my knowledge.

Signed: _______________________________________________

Date: _______________________________________________

Schedule 3: Insurance Requirements Checklist​

Requirement

Confirmed

Details

PII in force

☐

Qualifying insurer

☐

Meets SRA minimum cover

☐

Covers E-SOLICITORS-sourced clients

☐

No material exclusions

☐

Current certificate available

☐

Renewal date noted

☐

Claims notification clause understood

☐

Run-off arrangements (if applicable)

☐

Insurance Details

Insurer: _______________________________________________

Policy Number: _______________________________________________

Indemnity Limit: £_______________________________________________

Aggregate Limit: £_______________________________________________

Excess: £_______________________________________________

Policy Period: From _______________

To

Renewal Date: _______________________________________________

SCHEDULE 4: INDEMNITY ACKNOWLEDGMENT

Solicitor Indemnity Acknowledgment​

I, the undersigned, acknowledge and confirm that:

Acknowledgment

Confirmed

I have read and understood the indemnity provisions in this Agreement

☐

I understand I am indemnifying E-SOLICITORS for my legal advice

☐

I understand I am indemnifying E-SOLICITORS for SRA compliance failures

☐

I understand I am indemnifying E-SOLICITORS for AML/KYC failures

☐

I understand I am indemnifying E-SOLICITORS for FCA compliance failures

☐

I understand I am indemnifying E-SOLICITORS for due diligence failures

☐

I understand I am indemnifying E-SOLICITORS for LASPO breaches

☐

I understand the indemnities are NOT capped

☐

I understand the indemnities survive termination

☐

I have reviewed my PII cover in light of these obligations

☐

I understand my PII may not cover all indemnity obligations

☐

I accept personal liability for any insurance shortfall

☐

I will notify E-SOLICITORS of Claims within 7 days

☐

I will cooperate fully with Claims procedures

☐

I acknowledge that these indemnity obligations are fundamental terms of my registration with E-SOLICITORS.

Signed: _______________________________________________

Name: _______________________________________________

SRA ID: _______________________________________________

Firm (if applicable): _______________________________________________

Date: _______________________________________________

  • This acknowledgment does not limit the indemnity obligations. The full terms of this Agreement apply whether or not this form is signed.

Document Information​

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Legal Framework

Contracts (Rights of Third Parties) Act 1999

SRA Standards and Regulations 2019 (as amended 2025)

SRA Indemnity Insurance Rules 2023

Money Laundering Regulations 2017 (as amended)

Proceeds of Crime Act 2002

Terrorism Act 2000

Sanctions and Anti-Money Laundering Act 2018

Legal Aid, Sentencing and Punishment of Offenders Act 2012

FCA Handbook and Consumer Duty 2023

Unfair Contract Terms Act 1977

Consumer Rights Act 2015

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Related Documents

Solicitor Terms and Conditions V2.2

E-SOLICITORS Terms - SRA Compliance Validation V2.0

E-SOLICITORS Terms - KYC/AML Compliance V2.0

E-SOLICITORS Terms - AI Disclosure V2.0

Privacy Policy V2.0

─────────────────────────────────────

Document Version: 2.0

Effective Date: January 2025

Last Updated: January 2025

Next Review: July 2025

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  • THIS AGREEMENT CONTAINS SIGNIFICANT INDEMNITY OBLIGATIONS. You agree to indemnify E-SOLICITORS against Claims arising from your legal services, professional conduct, and regulatory compliance. These indemnities are uncapped and survive termination. Ensure your PII is adequate and seek independent legal advice if needed.